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The Merchants National Bank of Sacramento
Relationship Banking since 1921
Businessman on a smartphone and a laptop
 

Cash Management

Get More Out of Your Money

Accordion 1
Business Online Banking
Business Online Banking¹ provides timely and accurate information on all your accounts, both deposits and loans. It enables you or your designated employees to monitor account activity and transact business whenever it is most convenient for you.
 
For total control of your resources, online banking and bill pay is the answer.
 
FEATURES:
  • Perform account inquiries
  • View and print current and/or previous statements
  • View and print deposit slips and paid checks
  • Transfer funds between accounts
  • Issue and inquire on stop payments
  • Select optional features such as Remote Deposit Capture and Positive Pay
  • Initiate domestic wire transfers
  • Make loan payments
  • Download transactions into Quicken®, QuickBooks®, or Money®
  • Designate employee activity – Account and service level user settings
 
 ¹Request Disclosure of Account Terms for more details
 
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Online Bill Pay (For Business)
With our Online Bill Payment service you can pay anyone in the country quickly and easily without getting up from your computer.

Pay a bill or send a check electronically with just a few clicks of the mouse. Funds are deducted directly from your checking account. Plus, once you enter your bill payees' information, you won't ever have to enter it again. Paying bills has never been so easy!

Features:
  • Pay anyone, anytime
  • Available online 24/7
  • Bill pay saves time and money
  • Set up reminders when payments are due
  • Secure encryption of your information
  • Manage, pay and receive bills from one secure site
  • Schedule current or future payments
  • Set up recurring payments
  • Search for a specific past payment
 
 
 
 
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Remote Deposit Capture
Deposit checks without having to run to the bank...or even get up from your desk. With remote deposit capture, you can scan checks and receive credit in your account automatically.
 
Save time spent running to the bank to make deposits and the cash spent on courier services. This service simplifies the deposit process so you can get back to running your business. It's secure, easy to use, and only takes a few seconds. Start depositing checks electronically today.
 
Features
  • Deposit checks remotely
  • Expedite cash flow
  • Safe and secure
  • Make deposits even when the bank is closed
  • No expensive courier fees
  • Multiple accounts and locations are supported
  • Make as many deposits as you like
  • Improved research capabilities
Remote deposit capture may be easily added to your cash management suite of services. (Fee may apply)
 

Please contact us for additional information
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Positive Pay
Reduce your risk of check fraud with Positive Pay. Positive Pay electronically matches checks presented for payment with your submitted file of issued checks. All discrepancies are flagged for your consideration.
 
Features:
  • Reduce check fraud against your business
  • Transactions checked against supplied record of issued checks
  • Questionable checks flagged for your review
  • Timely check return
  • Positive Pay may be easily added to your cash management suite of services.
 
For more information contact us
 
 
 
Mortgage 
Girl at a laptop with coffee
Purchasing a home is an important financial investment. So shouldn't it be with someone you trust?



Business Checking
Succeeding in business means being ready to move quickly when the opportunity arises.

 

Construction Loan
Take your development project from concept to completion. A construction loan can provide the resources you need to get you there.