Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
The Merchants National Bank of Sacramento
Relationship Banking since 1921
Family walking home

Account Services

Merchants National Bank is also pleased to provide the following additional services: 

Accordion 1
ATM/Debit Cards
Enjoy the convenience of 24 hour banking at thousands of ATM’s worldwide

  • Accepted around the world anywhere you see the following symbols 
  • First five ATM withdrawal fees are reimbursed monthly

Mail application or  bring into bank
Accordion 2
Telephone Transfers
Call us at (916) 442-3883 during bank hours. You'll never get a recording or automated system. Our friendly, knowledgeable staff is ready to assist you.
Accordion 3
 Direct Deposit
Have your paycheck, social security check, or any other recurring payment deposited directly into your account. It's safer, more convenient, and funds are credited to your account sooner.
Accordion 4
 Safe Deposit Boxes
Keep your valuables safe from fire, flood, theft, or anything else by keeping them safe in our vaults. Available with any deposit account for a low annual fee.
Accordion 5
Notary Services
 Have your official documents notarized (for clients only).
Accordion 6
 Wire Services*
 Transfer funds anywhere in the world quickly 
*Please request  Disclosure of Account Terms for more details
Accordion 7
 Bank-By-Mail (Postage Paid)
Talk about hassle-free banking! Deposit checks without having to run to the bank. We pay the postage both ways. When we receive your deposit, we will post it to your account and a deposit receipt will be mailed to you that day.
Accordion 8
 Cashier Checks*
These alternate forms of payment are more easily accepted than personal checks and are safer than cash.
Please request Disclosure of Account Terms for more detail
Accordion 9
 Reorder Checks*
Reordering checks is fast and convenient, and available anytime! Click here to get started

NOTE: You'll be prompted to enter Merchant National Bank's routing number (121109518), account number, and the starting number of your next check order. (Your next order starting number can be found on your reorder form, or it can be calculated by adding one to your last check number. The number must be sequential to your last order.)

*Fee depends on style and amount of checks ordered
 Family at a park

We're with your family's future every step of the way.