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The Merchants National Bank of Sacramento
Relationship Banking since 1921
Girl using a smartphone and having a conversation

Online Banking, Mobile Banking and Bill Pay

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Online Banking

Online Banking

Access Your Money 24/7
Life gets busy, which is why we offer you a way to connect to your money when it’s convenient for you. With Online Banking you can manage your accounts from your personal computer, tablet or cell phone day or night.

  • Check balances and activity
  • View and print deposit slips and paid checks
  • View and print current and/or previous statements
  • Secure encryption of your information
  • View and download transactions
  • Transfer funds between accounts
  • Place stop payments
  • Pay Bills
  • Make Loan payments
  • Alerts for events, accounts or balances
  • Use Mobile Banking and Mobile Deposit* - It’s Free!
*Data and message fees may apply. Check with your wireless carrier for details

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 Mobile Banking

Mobile Banking


At work, at home, or at play – Mobile Banking* allows you to manage your accounts using your mobile device whenever it’s convenient for you.

You can quickly and safely: 
  • Easily check your balances
  • View account history
  • Transfer funds between accounts
  • Pay bills
  • Find ATM locations
  • Set alerts for events, accounts or balance
  • Send person to person payments
  • App download – iPhone | Android
  • Save valuable time and effort; avoid an extra trip to the bank
  • Make Mobile Deposit's
  • Fast, free, and secure service. All you need is your online banking ID and password to log in. 
Getting Started is Easy!

In order to use Mobile Banking, you must be enrolled in Online Banking. If you haven’t done so previously, please click here to enroll in Online Banking
*Data and message fees may apply. Check with your wireless carrier for details

 Download our Free App! 

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 Mobile Deposit

Mobile Deposit

Don’t have time to get to the bank? Want to make a deposit today but can’t get there during banking hours? Mobile Deposit is just what you need!
  • Deposit checks from your mobile device
  • Easy to use – simply snap a photo of the check (front and back)
  • Convenience of 24/7 access
You will receive a confirmation email when you have successfully deposited your check.
iPhone®, iPad® and App Store are registered trademarks of Apple Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc.

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 Bill Pay 

Bill Pay

Paying your bills has never been easier! With our Online Bill Payment service you can pay anyone in the country quickly and easily without getting up from your computer.

Pay a bill or send a check electronically with just a few clicks of the mouse. Funds are deducted directly from your checking account. Plus, once you enter your bill payees' information, you won't ever have to enter it again. Paying bills has never been so easy!

  • Pay anyone, anytime
  • Available online 24/7
  • Bill pay saves time and money
  • Set up reminders when payments are due
  • Secure encryption of your information
  • Manage, pay and receive bills from one secure site
  • Schedule current or future payments
  • Set up recurring payments
  • Search for a specific past payment

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