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The Merchants National Bank of Sacramento
Relationship Banking since 1921
Dad & daughter on computer
 

Checking

 
*Customer purchases checks. Other fees such as NSF, overdraft, ATM fees, etc. may apply. Request a Disclosure of Account Terms for details and additional information

Free Checking

Our free checking¹ has been around since 1921, so you know we got something right! Maybe it’s the freedom to write all the checks you want. Or maybe it’s the fact there is no monthly fee or minimum balance requirement. Probably both! Get a safe place to keep your money and 24-hour access online, by check, mobile banking or ATM/Debit card. Free Checking makes it easy to take your balance with you everywhere!

No monthly maintenance fee whatever your balance.

This account gives you all the access and convenience needed to manage all of your everyday banking needs. Whether you prefer to write checks, pay bills online, or go mobile this account will meet your needs. All this with no monthly maintenance fee.
 
Account Features:
  • Unlimited check writing
  • No monthly fee or minimum balance requirement
  • No transaction fees
  • Free Visa® ATM/Debit card²
  • Access to over 2,000,000 ATM’s nationwide²
  • Free Online Banking with Bill Pay
  • Mobile Banking available on the Merchants National Bank Mobile App
  • Automatic Transfer – Ability to set up automatic transfer from other internal accounts
  • Minimum opening deposit $100
  • FDIC insured up to the maximum permitted by law
 
¹Customer purchases checks other fees such as  NSF, overdraft, atms fees etc. may apply. Request a disclosure of account terms for details.  
²Merchants National Bank will reimburse up to five (5) ATM surcharges per month. 

 


Interest Checking

Get a premium interest rate and unlimited checking privileges. An interest bearing checking account allows you easy access to funds while still maximizing your monthly balance.

Write all the checks you want, use your ATM/Debit card, mobile banking or your account online. There are no limitations and your money is always accessible. Put your balance to work without putting it out of reach. This account makes it easy!

Account Features:
  • Earn interest on monthly balance
  • Unlimited check writing
  • $10 monthly fee waived with $1,000 balance¹
  • Free Visa® ATM/Debit Card²
  • Free Online Banking with Bill Pay
  • Access to over 2,000,000 ATM’s nationwide²
  • Free Direct Deposit
  • Minimum opening deposit $1,000
  • Mobile Banking available on the Merchants National Bank Mobile App
  • Automatic Transfer – Ability to set up automatic transfer from other internal accounts
  • FDIC insured up to the maximum permitted by law
 
¹Request a disclosure of account terms for details.  
²Merchants National Bank will reimburse up to five (5) ATM surcharges per month.  
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