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The Merchants National Bank of Sacramento
Relationship Banking since 1921
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Investment Services

To help you reach your financial goals, Merchants National Bank provides investment products and certain insurance products through Sorrento Pacific Financial, LLC, (SPF*) a registered broker-dealer. Meet with our SPF Registered Representative to analyze your individual investment objectives, asset levels, and risk tolerance.

Our SPF* registered representative will explain the wide array of investment options available to you and will recommend products to support your investment plan by customizing an investment portfolio to meet your objectives.

Investment products and services include:
 
  • Mutual Funds
  • IRA Investing
    • Traditional
    • Roth
  • Personal Investment Planning
  • Educational Savings Plans
    • 529 College America Plan
  • Annuities
  • Small Business Retirement Plans
    • SEP/IRAs
    • 401(k) Profit Sharing Plans
    • 403(b) Retirement Plans
  • Life Insurance
  • Long-Term Care

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SPF* Financial Consultant, Steven C. Lim, is insurance licensed and can conduct Securities business in the State of California. California Insurance License #0D21626

*Non-deposit investment products and services are offered through Sorrento Pacific Financial, LLC ("SPF*"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through SPF: are not FDIC or otherwise federally insured, are not a deposit or guarantee of the bank, and may involve investment risk including possible loss of principle. Investment Representatives are registered through SPF. The bank has contracted with SPF to make non-deposit investment products and services available to bank clients.
 
 
 
Free Checking
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Our free checking has been around since 1921, so you know we got something right! It simply makes it easy to take your balance with you everywhere! 

Mobile Banking
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 At work, at home, or at play - Mobile Banking allows you to manager your accounts using your mobile device whenever it's convenient for you.

 
Construction Loans
Take your development project from concept to completion. A construction loan can provide the resources you need to get you there.