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The Merchants National Bank of Sacramento
Relationship Banking since 1921

FOR YOUR FINANCIAL PIECE  OF MIND

Business Loans

Merchants National Bank has been building relationships and helping business owners grow their businesses since 1921. We get to know you and your business to determine the best solutions to help you achieve your financial goals.
 
The Commercial Lending Team at Merchants National Bank is experienced in finding creative solutions and is ready to assist you in expanding your business. We are looking to help you for the long term and look forward to a long relationship. Have a Merchants National Bank Loan Officer contact you to give you more information:
 
 
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Construction Loan
Whether you are building your own building or developing an investment property, Merhcants National Bank has the construction loan for your project. At Merchants National Bank, we've been working with local businesses since 1921. We know the territory. We can provide you with the cash to get your project off the ground, and even wrap it into a long-term mortgage loan so you save money by only paying closing costs once.

Features
  • Competitive interest rates
  • One-time close to save money and stress
  • In-house processing and underwriting
  • Flexibility to make your unique project work
  • Knowledgeable loan officers
  • Commitment to personal service
For more info about loans come by our office, or contact one of our lending professionals at (916) 442-3883. Or to have one of our loan officers contact you:
 
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Term Loan
Do you need to purchase a new piece of equipment? Do you have a capital need that you want to pay back over time? Merchants National Bank has terms loans that can help you meet your financial goals.
 
Our loan experts have years of experience and know the business climate of Greater Sacramento very well. We live and work right here, and we want to be partners in your success. Get a business loan that's tailored just for you.
 
Features
  • Competitive interest rates
  • Multiple financing options
  • In-house processing and underwriting 
  • Knowledgeable loan officers
  • Commitment to personal service
For more info about loans come by our office, or contact one of our lending professionals at (916) 442-3883. Or to have one of our loan officers contact you:
 
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 Lines of Credit
In business, the only thing you can be sure of is that you can't be sure of anything. Don't let unexpected expenses or lack of working capital set you back. With a line of credit, you're ready for whatever comes next.
 
Once approved, you'll have easy access to funds to use as you need them. You only pay interest on what you use, and once you pay it off, you can use it again. That way, you're always ready for the next surprise.
 
Features: 
  • Secured and unsecured
  • Competitive interest rates
  • In-house processing and underwriting
  • Easy access to funds
  • Use it for most anything
  • Interest charged on only what you use
  • Pay it off and use it again
For more info about loans come by our office, or contact one of our lending professionals at (916) 442-3883. Or to have one of our loan officers contact you:
 
 
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 Commercial Real Estate Mortgage
Is it time to buy a building for your business? Is buying property your business? We can offer you the financing you need. Our loan experts can offer you competitive rates and flexible terms to fit your budget.
 
At Merchants National Bank, we want to be more than just your bank. We want to be a partner, to help your business grow and succeed. And because we are based right here in Sacramento, you can count on quick responses and total personal service—even after the loan has closed.
 
Look to us for your purchase, refinance, or construction of commercial properties, including: 
  • Office building
  • Industrial
  • Retail
  • Multi-Family
 Features: 
  • Competitive fixed and variable rates
  • Multiple financing options available
  • In-house processing and underwriting 
  • Knowledgeable loan officers
  • Financing available for owner-occupied or investment properties
For more info about loans come by our office, or contact one of our lending professionals at (916) 442-3883. Or to have one of our loan officers contact you:
 
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 Letters of Credit
In the world of business, a letter of credit can be the difference between getting a deal done or going home empty handed. Help your business partners rest easy knowing their money is guaranteed by Merchants National Bank.

A letter of credit can also increase your bargaining power and can sometimes be used in lieu of an insurance bond, saving you money. Come to us to get your letter of credit to make sure you next business deal goes smoothly.

For more info about loans come by our office, or contact one of our lending professionals at (916) 442-3883. Or to have one of our loan officers contact you:
 
 
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