President's Letter

Thank you for visiting the Merchants National Bank of Sacramento web site. We pride ourselves in providing our customers with unique personal service since 1921. Our long history of exceptional customer service coupled with current, high quality products such as commercial loans, mortgage loans, online banking, bill-pay, cash management, and remote deposit capture make banking with us an unequaled value.

We continue to be rated as one of the safest and most stable banks in the country. Bauer Financial Reports has provided us with a 5-Star rating and has named us as an "Exceptional Performance Bank". In addition to the Bauer 5-Star rating, VERIBANC awarded the bank with its highest Green 3-star rating, along with its Blue Ribbon designation, and an A+ rating from Institutional Risk Analytics.

While many banks have declined of late, Merchants has thrived during this economic upheaval. The strong customer base and sound business practices that have led to our success have drawn new customers who recognize Merchants as a safe and reliable constant in the ever changing world of banking.

I have faith in the way we do business at Merchants National Bank and I am confident in our continued success. If you are an existing Merchants customer, thank you for your business. If you are considering a move to Merchants, I give you my personal promise that my staff and I will do everything in our power to ensure you'll never want to change banks again.

Stephen A. Meyers

President and CEO