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Investment Services

To help you reach your financial goals, Merchants National Bank provides investment products and certain insurance products through Sorrento Pacific Financial, LLC, (SPF*) a registered broker-dealer. Meet with our SPF Registered Representatives to analyze your individual investment objectives, asset levels, and risk tolerance.

Our SPF* registered representative will explain the wide array of investment options available to you and will recommend products to support your investment plan by customizing an investment portfolio to meet your objectives.

Investment products and services include:

  • Mutual Funds
  • IRA Investing
  • Traditional
  • Roth
  • Personal Investment Planning
  • Educational Savings Plans
  • 529 College America Plans
  • Annuities
  • Small Business Retirement Plans
  • SEP/IRAs
  • 401(k) Profit Sharing Plans
  • 403(b) Retirement Plans
  • Life Insurance
  • Long-Term Care


SPF* Financial Consultant, Steven C. Lim, is insurance licensed and can conduct Securities business in the State of California. California Insurance License #0D21626

*Non-deposit investment products and services are offered through Sorrento Pacific Financial, LLC ("SPF*"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through SPF : are not FDIC or otherwise federally insured, are not a deposit or guarantee of the bank, and may involve investment risk including possible loss of principle. Investment Representatives are registered through SPF. The bank has contracted with SPF to make non-deposit investment products and services available to bank clients.