Business Banking

On-Line Banking

Merchants National Bank is always looking for ways to make banking convenient for our customers. One of those ways is on-line banking. With on-line business banking you gain immediate access via the Internet to the information needed to conduct your banking business and make daily cash management decisions from your desktop. …learn more »

Checking

Whether you are a Corporation, Partnership, Sole Proprietor, or Non-Profit Organization, Merchants National Bank offers a variety of business checking accounts to fit your company’s needs, no matter the size of your business or your level of monthly activity.

Savings

Merchants National Bank’s savings account allows access to your cash while still earning interest. Certain restrictions apply. Please contact a Merchants National Bank representative for more information.

Money Market

Merchants National Bank offers money market accounts, which allow you to earn a competitive rate of interest while enjoying check-writing privileges. Money market accounts also allow automatic or telephone transfers up to six per month, three of which may be made by check. Activity restrictions apply. Please contact a Merchants National Bank representative for more information.

Certificates of Deposit

Certificates of Deposit are ideal for businesses seeking a fixed return on their funds for a fixed time period. Merchants National Bank offers Certificates of deposit with terms from 30 days to one year.

Bank-By-Mail

Banking by mail provides hassle-free banking. Merchants National Bank pays the postage both ways. Simply mail your deposit to Merchants National Bank and when received, your deposit will be posted to your account and a deposit receipt will be mailed to you that day.

Courier Service

Merchants National Bank provides a courier service free of charge to our business clients within the Greater Sacramento Area. This service is very flexible and can be tailored to meet your needs. We can arrange a pickup at your place of business as often as necessary, from an on-call basis to a regularly scheduled pickup.

Additional Services

Merchants National Bank is also pleased to provide your business with the following additional services:

• A friendly, knowledgeable Merchants National Bank employee to answer the phone when you need assistance
• Federal Tax Deposits
• Night Depository
• Safe Deposit Boxes
• Telephone Transfers/Requests
• Travelers Checks
• Wire Transfers
• Stop Payments
• Merchant Card Service

Cash Management

Today's businesses are extremely concerned with the challenge of fully utilizing their working capital. Merchants National Bank offers Cash Management tools to assist our clients in this endeavor including:

• Wire transfer
• Transaction downloads into Quicken, QuickBooks,
  or Money
• ACH origination
• Positive pay
• Tax payments

Reorder Checks

Reordering checks from Merchants National Bank is fast and convenient. You can reorder your current checks anytime day or night. You'll be prompted to enter Merchant National Bank's routing number (121109518), your account number, your name, and the starting number of your next check order, so please have this information handy. Your next order starting number can be found on your reorder form, or it can be calculated by adding one to your last check number. The number must be sequential to your last order.